Spring is the perfect time to go on a road trip, perform some home maintenance, or spend some free time curled up with a good book. Although you probably have health insurance, auto insurance, and homeowners insurance, are you prepared for the unexpected with life insurance? Martija Insurance Group near Wadsworth, Ohio offers many types of life insurance to accommodate your needs this spring. One type of insurance they can help you obtain is their affordable Whole Life Insurance. This is the most common form of permanent life insurance from Nationwide that Martija Insurance Group can offer those in the Strongsville, Ohio and Fairlawn, Ohio areas. Are you interested in learning more about life insurance and how it can protect you and your loved ones from the unexpected? For reliable information and advice you can trust, contact the professional life insurance agents of Marija Insurance Group!
There are many types of life insurance, so do you know which is best for you? First, you need to know what types are available to you:
- Term Life Insurance
- Whole Life Insurance
- Universal Life Insurance/ Variable Universal Life Insurance
Term Life Insurance is used for a specific period of time and is a way to protect your family in the event that you unexpectedly pass away. The money your beneficiaries receive will be used to pay your final expenses, take care of debt, and cover the mortgage or rent that they may not have been able to cover on their own. Martija Insurance Group – a Nationwide Insurance branch near Wadsworth—also offers affordable Whole Life Insurance for you to choose from. Whole Life Insurance is a the most common form of permanent life insurance available. Over the life of your Whole Life Insurance policy, your premium payments remain the same. You can even choose how often you’d like to make premium payments, too—annually, semiannually, quarterly or monthly!
Universal Life Insurance is a more flexible form of life insurance, able to adjust to your changing needs. This policy’s cash value earns interest – tax deferred– based on a contractually-stated financial index. The major advantage to this form of life insurance is that you can change the protection level of the policy and can control the amount and frequency of the payments as well! The difference between basic Universal Life Insurance and Variable Universal Life Insurance is that there is no guaranteed cash value with Variable Universal, but there is market participation. However, there is much more to each of these insurance policies than can easily be placed on paper, and a professional life insurance agent in the Strongsville or Fairlawn area – Martija Insurance Group—can help you find the best option for you!
Whether you’re looking for affordable Whole Life Insurance or want to learn more about the types of life insurance available to you, Martija Insurance Group near Wadsworth, Ohio can help. The professional life insurance agents of Martija Insurance Group are happy to assist those in the Strongsville, Ohio and Fairlawn, Ohio areas with all their insurance needs. Although you may be prepared with auto insurance and homeowners insurance, life insurance is just as important to protect you and your family. From Term Life Insurance to Universal Life Insurance, Martija Insurance Group has the staff of highly skilled professionals to help you choose the best option to protect you and your family this spring! For more information, find them on Facebook or call 330.903.0879 today!
Martija Insurance Group
404 N. Court St.