Even though Medicare is the country’s health insurance program, deciding on Medicare choices can be extremely confusing! People 65 and older are eligible, as well as some people younger than 65 who have certain disabilities that prevent them from working or offer them a limited lifespan. Anyone from New Philadelphia, Ohio, to Kent, Ohio, shopping for Medicare plans can call Medicare Plan Shoppe for knowledgeable assistance. The initial Medicare enrollment period begins three months before someone’s birthday, includes the birth month, and extends for three months after, so everyone has time to make the choices on how they are going to be effectively covered. The program helps with health care costs but doesn’t cover all medical expenses or the cost of most long-term care, causing many to search out a Medicare supplement, or Medigap, policy. Whether a 45-year-old in Medina, Ohio, has become disabled and is looking into Medicare Advantage Plans or a 64-year-old in Green, Ohio, is researching their options for Medicare Part D prescription drug plans, the knowledgeable staff at Medicare Plan Shoppe has access to a vast array of Medicare Insurance Companies so that they can find the best plan for each client’s circumstances.
When anyone from Kent to Medina is shopping for Medicare plans, they can rely on the extensive knowledge of Medicare Plan Shoppe to weed out the confusion of a wide selection of plans offered by different Medicare Insurance Companies. They are an independent agent with the sole idea of keeping their clients’ best interests as the main goal while researching Medicare enrollment. Medicare consists of four parts, paid for by payroll taxes and monthly premiums taken directly from Social Security checks. Part A is essentially hospital insurance and helps pay for hospital or skilled facility inpatient care following a hospital stay, as well as some home health care, and hospice care. Part B is the medical insurance with a small monthly premium that helps pay for doctors and other health care providers, as well as a variety of preventative services. Medicare Plan Shoppe can help educate anyone who are uncertain as to their options.
Medicare Plan Shoppe can educate anyone from New Philadelphia to Green considering their Medicare Advantage Plan, supplement policies, and Part D prescription drug plans choices. This is where most of the decision-making regarding medical coverage comes in. Medicare Part C, or Advantage plans, are benefits from a third-party Medicare insurance company that provide extra coverage while possibly lowering out-of-pocket costs. Participants can either have this or a Medicare supplement, Medigap, policy but not both. Medigap policies are also private plans but cover the “gap expenses” in original Medicare (Parts A and B), including deductibles, copays, and coinsurances. The next option that needs decided on is Medicare Part D, or a prescription drug plan. It would behoove anyone to sit with Medicare Plan Shoppe, as they can plug each person’s exact medications into a formula that will result in a policy with the best coverage at the best cost. If someone denies this coverage in the beginning but wants to take advantage of it later in life, they will pay a penalty for the rest of their lives, so talking to a professional can help make each decision smarter.
When people who are turning 65 find that it’s time to for their Medicare enrollment, they may be surprised to find that they have a vast array of choices as opposed to simply obtaining health coverage. Denying some parts initially may result in penalty fees paid for the rest of their lives, so it would benefit anyone from New Philadelphia, Ohio, to Green, Ohio, to call Medicare Plan Shoppe when they are shopping for Medicare plans. This independent agent has access to a wide selection of Medicare insurance companies so that they can get the best rates and the best coverage in Medicare Part D prescription drug plans, Advantage plans, and supplement, or Medigap, policies. With 10,000 baby boomers turning 65 each day for the next 12 years, anyone from Medina, Ohio, to Kent, Ohio, might feel better knowing that they are not alone in the confusion of picking from all the Medicare choices and that they will find vast experience and knowledge at Medicare Plan Shoppe.
Medicare Plan Shoppe
3232 S. Main St. Suite A
Akron, Ohio 44319